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4 Easy Steps to Saving for College
Today’s leading brands and retailers have joined together with BabyMint to help you save for your child’s future through a revolutionary college savings program. Our goal is to help parents and grandparents fund their child’s college education - here’s how it works.
1. Join
2. Shop
3. Earn
4. Save
It's easy, risk free, and only takes 2 minutes...
At hundreds of top name retailers in the BabyMint network...
Rebates of up to 20% on your everyday spending...
By linking your BabyMint account to ANY college savings plan
1. Join BabyMint
To join BabyMint and open your child’s college savings account, you must complete our online membership application (Referral Code 127841). Once you submit BabyMint’s easy on-line application, you can begin shopping and earning immediately. During the registration process be sure to tells us where you want to direct your rebates. You may choose to have your rebates sent to you via check, directed into another BabyMint member’s account, or have them deposited directly into your college savings account. You can direct your BabyMint rebates into almost any state 529 Plan or Coverdell Educational Savings Account.
Grandparents and friends of the family who would want to direct their BabyMint cash back earnings to your child’s savings account are also encouraged to join our program.
2. Shop
Once you’re signed up, you can begin saving for education. Every time you shop within the BabyMint network of retailers and service providers or use the BabyMint Credit Card , you will earn cash back contributions on every purchase. Our network currently includes a broad range of leading retailers. However, our goal is to create a retail network that could accommodate 100% of a family’s yearly purchases. Retailers’ contributions generally range between 2 - 20% of your total purchase and are automatically deposited into your educational investment account.
1. BabyMint College Savings Credit Card
With the BabyMint College Savings Credit Card issued by MBNA you can earn a 1% rebate on every purchase you make – no matter where you shop, what you buy, or how much you spend! With no annual fee and low Annual Percentage Rate, it’s a great credit card. Best of all, when you use the BabyMint card at our participating in-store merchants, you’ll get up to an additional 8% on all of your purchases!
2. Retail Stores (NEW!)
Simply walk into any of the top name merchants and pay with the BabyMint College Savings Credit Card to receive up to an 8% contributions on all of your purchases into your college savings account. No extra registration of your card, no extra steps to take – just walk into any of our new in-store merchants and make your purchase using the BabyMint Credit Card. It’s that simple.
3. Gift Certificates
Purchase Gift Certificates for hundreds of retailers and restaurants nationwide and receive a 5% rebate on each purchase. Buy them as gifts or use them for yourself. Either way, they are an excellent way to earn additional money into your BabyMint account.
4. Grocery Coupons
BabyMint coupons are just like the coupons you might clip out of the Sunday newspaper, but instead you print them off our website, use them in the store, and the coupon value goes into your college savings account. Best of all, they can be used at any grocery store, drug store, or mass merchandiser than accepts traditional coupons – including: A&P, Stop & Shop, CVS, Target, and thousands of other stores. Don’t forget – when you use your BabyMint Credit Card you’ll get an additional 1% rebate on your entire grocery bill!
5. Online Merchants
With over 200 leading on-line merchants, BabyMint members earn college contributions up to 20% of the purchase price deposited into their college savings account. Just be sure you log into the BabyMint website first (that’s how we track the transaction) before clicking through to the on-line retailer. Be sure to use your BabyMint Credit Card and get an additional 1% on every purchase!
3. Earn
Shop at any of our participating retailers and you will earn a contribution toward your college savings! Your earnings will be collected and stored as BabyMint BucksTM until you accrue 25 BucksTM. At the end of the month in which your balance reaches a minimum of 25 BabyMint BucksTM, we will convert those earnings into US Dollars (1 BabyMint BuckTM = $1) and deposit them on your behalf into the college savings plan of your choice. If you have opted to receive the rebates directly, you will receive a check on a monthly basis when your balance reaches a minimum of 25 BucksTM.
In addition to rebates from participating retailers and product manufacturers, BabyMint members that also apply for and use the BabyMint College Savings Credit Card receive an additional 1% rebate on all their purchases, regardless of where they shop.
What’s more, by also enrolling in BabyMint’s Tuition Rewards program, every dollar in shopping rebates you earn is matched by a dollar off of tuition at more nearly 150 colleges and universities across the U.S. There is no cost to participate in this program. It is a just an additional perk for being a BabyMint member.
When opening a college savings account, please consider working with one of our participating financial advisors to open a tax-free 529 College Savings Plan. Please Note: BabyMint, Inc. is not a certified financial advisor. Please consult your independent Financial Consultant before making any financial decisions or relying on statements made by BabyMint.
4. Learn
When it’s time for your child to attend college, you’ll feel relieved knowing you have a little extra savings, thanks to the savings accrued through the BabyMint program. Our goal is to help parents save money to send their children to college. BabyMint contributions are not intended to completely replace the need for you to make contributions on your own, but we’ll try.